A successful transaction requires the cooperation and hard work of multiple parties including the buyer, the seller, the realtors, the lender, the escrow company, and the title company as well as the companies involved with inspections and repairs. It can get complicated if each party doesn’t perform.

If you’re interested in talking to a lender who has a proven track record, please contact us.

Prior to talking to any lender you should gather some information.

  • Are you aware of your current FICO score?
  • What is your debt ratio?
  • What is your cash reserves?
  • Are you able to make a down payment of 20% or more?
  • If you are buying an investment property, how does that change the requirements for down payment, etc.?
  • What’s the difference between a direct lender and a broker?
  • Should you pay points for a lower interest rate?
  • Should you get an adjustable rate mortgage? If so, why?

Your short and long-term objectives must be taken into account. We look forward to working with you.

Have More Questions? We’re Ready to Talk

MCM Home Loans
2906 Roosevelt Street
Carlsbad, California 92008
Phone: (760) 434-3575
Fax: (760) 692-2126
john@mcmfinancialservices.com